For updated information on the threat of coronavirus/COVID-19, visit orlando.gov/covid19.
The City of Orlando has suspended accepting new applications for its Homebuyers Down Payment Assistance and its Owner Occupied Housing Rehabilitation Programs until further notice.
The programs are supported by the Sadowski Affordable Housing Trust Fund from the State of Florida. This is due to the large number of applications already being processed and the lack of Sadowski funds allocated to the City of Orlando for the state’s 2019-2020 fiscal year. The application process will reopen when adequate funding is received in the future.
Do you need assistance to purchase a home?
Federally funded grants are available to low-income households though city-certified lenders for homes purchased within city limits.
The home you want to buy must:
No minimum credit score is required.
To qualify for the program, you must:
Please note our income calculator is only an estimate and does not guarantee approval.
Check Your Eligibility
Contact a HUD-certified housing counseling agency and enroll in the seminar. A seminar is usually eight hours long, held over one or more sessions over a single weekend. Costs vary depending on the counseling agency.
At the end of the seminar, you will receive a certificate of completion. This certificate is good for one year.
Find a Housing Counseling Agency
As part of this program, you must use a city-certified lender to apply for your mortgage loan.
Find a City-Certified Lender
Consult with a real estate agent or view property listings to find a house.
You can use our locator tool to see if the home you’d like to buy is within Orlando City limits:
Check the Address
Your city-certified lender will send us your down payment assistance application. The city will review your application and if approved, we will schedule an appointment with you to finish your paperwork. The city will also inspect the house to ensure it meets safety standards.
Applications are currently closed.
If you are approved, we will provide the title company with funds prior to closing.
400 South Orange Avenue
Orlando, Florida 32801
Monday - Friday 8 a.m. to 5 p.m.
Subscribe to City News
News and Information