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Do you need assistance to purchase a home?
Federally funded grants are available to low-income households though city-certified lenders for homes purchased within city limits.
The home you want to buy must:
No minimum credit score is required.
To qualify for the program, you must:
Check Your Eligibility
Contact a HUD-certified housing counseling agency and enroll in the seminar. A seminar is usually eight hours long, held over one or more sessions over a single weekend. Costs vary depending on the counseling agency.
At the end of the seminar, you will receive a certificate of completion. This certificate is good for one year.
Find a Housing Counseling Agency
As part of this program, you must use a city-certified lender to apply for your mortgage loan.
If you have a mortgage lender but they are not certified by the City of Orlando, they will need to follow the process and application below.
Become a Certified Mortgage Lender
If you do not have a mortgage lender, view our list of city-certified lenders you can contact.
View City-Certified Lenders
You can use our locator tool to see if the home you’d like to buy is within Orlando City limits:
Check the Address
Apply for Down Payment Assistance
If approved, we will schedule an appointment to finish your paperwork.
If you are approved, this process may take up to 30 days before a closing date can be scheduled. We will provide the title company with funds prior to closing.